Found a two dollar bill...
Recently I have been spending lots and lots of money. Due to the fact that I get a paycheck (thats right ladies) I have much more money than the typical allowance allows. I can't healp but feel that I am in over my head in the whole money department. I am still paying off a car repair that cost me over $200, attempting to start maintaining my portion of my insurance ($70 a month), GAS (one arm and leg), plus $200 going towards Cuba. That doesn't leave much spending money, but I sure do act like it does.
Three days ago I bought the Ultimate Spiderman Collection which is a bound fully colored and glossed volume of the first 40 Ultimate Spider-Man comics. The price tag is on the back $49.95, but with the sale at Barnes and Noble for 20% off plus my membership discount of 10% that left me paying about $38.xx after tax. That was only one of the numerous frivoulous expenditures as of late. I have been buying old out of print Dungeons and Dragons books and adventures at $5 a pop, thinking each time that it's only five bucks. I also bought a couple of old (2002) video games totalling to about another $50. Mrs. Newmark's husband's lecture keeps ringing in my head. If I only saved 10% of all my earnings from here on out, I would be a millionare when I'm like fifty or somethin. But that 10% is one precious video game that I will play for about a week and then stop caring about. Willpower is one of my various issues, self control to be more precise.
This is how it supposedly happens with drugs you know. At first you just try a cigarette or something, then before you know it your employing 4 year olds to swall heroine to sneak through US customs. Spending and doing drugs are like a snowball effect. Isn't there some sort of shoppoholic disease or something like that?
I doubt I have it, I just think that I need a more concrete paycheck and a lesson on financial planning. How much should I be saving for college or for a new car? Should I start up a seperate savings for my different goals or assign percentages to my actual savings account as to how much goes where? But then that would be taking out of the 10% for retirement which means that I will end up working fast food at the age of 60 to get a paycheck to buy my diabetes pills. Damn life could get depressing. It is just really complicated, really really really complicated.
Three days ago I bought the Ultimate Spiderman Collection which is a bound fully colored and glossed volume of the first 40 Ultimate Spider-Man comics. The price tag is on the back $49.95, but with the sale at Barnes and Noble for 20% off plus my membership discount of 10% that left me paying about $38.xx after tax. That was only one of the numerous frivoulous expenditures as of late. I have been buying old out of print Dungeons and Dragons books and adventures at $5 a pop, thinking each time that it's only five bucks. I also bought a couple of old (2002) video games totalling to about another $50. Mrs. Newmark's husband's lecture keeps ringing in my head. If I only saved 10% of all my earnings from here on out, I would be a millionare when I'm like fifty or somethin. But that 10% is one precious video game that I will play for about a week and then stop caring about. Willpower is one of my various issues, self control to be more precise.
This is how it supposedly happens with drugs you know. At first you just try a cigarette or something, then before you know it your employing 4 year olds to swall heroine to sneak through US customs. Spending and doing drugs are like a snowball effect. Isn't there some sort of shoppoholic disease or something like that?
I doubt I have it, I just think that I need a more concrete paycheck and a lesson on financial planning. How much should I be saving for college or for a new car? Should I start up a seperate savings for my different goals or assign percentages to my actual savings account as to how much goes where? But then that would be taking out of the 10% for retirement which means that I will end up working fast food at the age of 60 to get a paycheck to buy my diabetes pills. Damn life could get depressing. It is just really complicated, really really really complicated.
0 Comments:
Post a Comment
<< Home